What is Roadside Assistance Insurance Coverage?
Emergency roadside insurance is more than an additional auto insurance coverage to deal with the costs of a breakdown. While unfortunate events like these do occur to most of us at some time in our lives, having a number to call, situational assistance, reimbursement, and support during a breakdown will reduce your stress during a difficult situation.
When we purchase our automobile coverage, most insurance companies offer an additional rider to cover Roadside Assistance. The additional premium is usually minimal while the added benefits can be substantial.
Roadside Assistance Insurance Coverage Benefits
Often we turn away from additional insurance options that are not required or seem minor compared to the mandatory liability or collision and comprehensive insurances that protect us in case of an accident. But, for only a little more money, you may add coverage that will help you out on that inevitable cold, rainy night when you experience a breakdown and require help.
Policies will differ depending on the company or policy you select. Some standard roadside assistance policy may pay reasonable costs for such things as:
● Mechanical labor at the breakdown site
● Towing away from potential danger
● Towing to a nearby repair site if the vehicle is inoperable
● Delivery of fuel, oil, or a spare tire or whatever may be needed to make the vehicle operable again
● Locksmith labor if somehow you are unable to re-enter your vehicle
An Emergency Number to Call
Most insurance companies provide an emergency roadside assistance number to call when help is needed. As part of the policy when you experience a breakdown, calling the 800-number on your policy will connect you with a trained operator who will ask for your location and situation and contact the nearest towing or repair facility to respond immediately to your situation.
Save with Emergency Roadside Assistance Insurance
If you should become stranded with an inoperable vehicle and no roadside assistance coverage, particularly at night, you may be at the mercy of whichever company will agree to show up at your location. Most towing and recovery companies are credible and reliable and have a set fee schedule for assistance. However, you may be at the mercy of someone who might take advantage of a stranded driver’s emergency and inflate the cost to help you out.
If you have emergency roadside assistance coverage, the insurer will be responsible for reasonable costs.
Contact Alpine Towing & Recovery in Colorado
Positioned to protect drivers throughout the front range of the Colorado Rockies, Alpine Towing and Recovery is equipped to handle any vehicle emergency. Alpine is dedicated to your safety and ready to work with you and your insurance company to provide roadside assistance. Call 800-869-2869.